Personal Loans for Qataris

All you have to do is ask.

No matter what your aspirations or personal needs, our financing packages and offerings will provide you with the necessary support to get you there.

With our Personal Loan, you can renovate your home, travel, buy personal goods and more.

Flexible loan term

Choose a loan term that suits your needs up to 6 years with monthly repayment

Flexible borrowing limits

Borrow from as little as QAR 10,000 and up to QAR 2,000,000 depending on your needs

Same day loan

If you’re a QNB salaried customer working for approved company 

No existing fees

Postpone your monthly payment or Reschedule your loan with no existing fees

Quick online acceptance

Get your loan faster with simple document acceptance through QNB Mobile Banking


All you need to get your personal loan is a recent salary certificate and a valid QID.

For more details, please visit any of our branches or contact our Customer Care Center on 4440 7777.

Interest rates

Get the lowest interest rate from the top bank in town. 

Loan Type

Customer Segment

Total Interest Rate
Including Life Insurance



New or Top-up


(Salary 2,000 - 14,999)



Retail Plus

(Salary 15,000 - 34,999)



QNB First

(Salary 35,000 - 99,999)



QNB First Plus

(Salary 100,000 and above)









Transferring Liabilities to QNB



Rescheduled Loans

 All Customer Types - Rate of existing
loan applies with minimum rate
equivalent to QCB rate

Minimum salary depends on employer. For special promotional rates,
please contact our Customer Care Center on 4440 7777.

Interest Calculation (APR):

  • The daily balance of the loan x total annual rate x (1/360)
    Example: interest for one day on a loan with a balance of
    QR100,000 is (100,000 x 5.00% x 1/360) = QR13.89
  • The interest is calculated on a daily basis and charged on a monthly basis
  • Payments made after due date will result in additional interest accrual on the loan
  • The above rates are the lowest available, and may vary according to customer segment
  • Rates are subject to change at any time

Frequently Asked Questions

What are the required documents to apply for a Personal Loan?
As a Qatari customer, all you need is an updated salary certificate with your valid QID.
How to Apply ?
You can apply via an email with your personal details (nationality, employer, phone number, email), visit any of our branches, or contact our Customer Care Center on 4440 7777.

Loan Calculator

Please enter loan amount
Please enter no.of months
Please enter years
Please enter grace period
Please enter interest rate
Please select loan date

Loan Summary

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Loan Date {{loan_Date}}
No. of Installments {{installments}}
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First Installment Date {{getPLCalData.firstDate}}
Last Installment Date {{getPLCalData.lastDate}}
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Total Interest {{getPLCalData.totalInterestAmt | currency:""}}
Total Loan Amount {{getPLCalData.toalloanAmt | currency:""}}

Loan Schedule

No. Date Balance Principle Installment Interest Cumulative Interest
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* Rates are for information purpose only and are subject to change without notice. You should confirm current rates with your relationship officer or branch before making any transactions that could be affected by changes in the rates.

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